Why Choose Finance?
Say 'yes' to the treatment you want right now
You can have the treatment you need right now, and with our 0% finance option, you won't end up paying any more than you would in cash.
Payments to suit your circumstances
Tailor a term that brings the monthly repayments to a comfortable level to suit your budget.
Online simple application
The online application takes just minutes.
In the majority of cases, you'll know if your application has been successful straight away, so no waiting around.
Who Can Apply For Finance?
If you have a treatment plan which meets your practice's minimum finance amount, you can apply for finance. Speak to a member of staff today for more information.
All applications are subject to status and a full credit check. Check our credit eligibility table below to help you find out if you are eligible to apply for finance in the first instance.
How Much Can I Borrow?
Our range of finance options and terms are available for any treatment
Once the treatment plan and costs have been established, a member of staff can create a personalised finance quote for your treatment costs.
Once a finance option has been decided, a finance application can be created.
A patient can either complete the application with a member of staff or request the application to be sent by email for the patient to complete at home.
The application should take just minutes to complete and you'll get an instant decision.
How Do I Apply For Finance?
By submitting the online application, the patient will be given an instant decision.
How are loan repayments made?
Loan repayments will be taken on a specific date each month by direct debit. Once the first payment has been taken, you can call the friendly team at Hitachi Personal
Finance and change your payment date if you wish.
What Is The Total Amount I Have To Re-pay?
For our interest-free option, you will only pay back the amount you borrow.
How soon after the application is accepted can I start my treatment?
Usually following the application being accepted treatment can start after 2 weeks.
What Happens If My Treatment Changes?
If your treatment plan changes and increases the cost, you can either pay directly to the practice or submit another finance application. A patient can have more than one
finance agreement at a time, as long as the treatment amount meets the finance criteria (subject to status and credit checks).
If your treatment costs are reduced due to a change in the treatment plan, the practice will refund the amount not needed for your treatment, which is credited straight to the loan agreement. The amount of your monthly repayment will remain the same, but your term will reduce.